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The Financial Health and Fitness Literacy, Training and Coaching Center (FHFLTC) recognizes the importance of protecting our users' privacy. To that end we have created this privacy statement in order to demonstrate our commitment to privacy. The following discloses our information gathering and dissemination practices.

What Information is Collected 
FHFLTC and its Web hosting company, acting as FHFLTC 's agent, collect and store technical information about your visit to our Web site. We use this information for statistical purposes to make our site more accessible to visitors and the information we collect is not provided to any other third party. Specifically, we may record:

  • The name of the domain from which you access the Internet.
  • The Internet address of the Web site from which you linked directly to our site, if any.
  • The type of Web browsing software and operating system you are using to view our site.
  • The date and time you access our site.
  • The pages you visit on our site.
  • The amount of time spent on the site.

Some parts of the FHFLTC Web site may use a "cookie," which is a file placed on your computer hard drive, that allows the FHFLTC Web server to log the pages you use in the FHFLTC site and to determine if you have visited the site before. The FHFLTC server uses this information to provide certain features during your visit to the Web site. You can set your browser to warn you when placement of a cookie is requested and decide whether or not to accept it. By rejecting a cookie, some of the features available on the site may not function properly. We do not use cookies to collect personal information (e-mail address, etc.)

Throughout the Web site there may be forms to request information, products, and services. These forms typically ask for contact information (such as your phone, address or e-mail address), financial information (such as your credit card numbers), and demographic information (for example, company product categories, areas of interest, location, etc.) Contact information from these forms is used to send the products, promotional materials or membership information that you request.

How Information Collected is Used
Demographic and profile data collected at our site may be added to a database maintained by FHFLTC to customize your Web site experience. It may be used to contact users of the web site for online surveys or advocacy purposes if the user has indicated an interest. No personal information is ever shared or sold to a third party.

Links to Other Sites
The Web site contains links to other sites. FHFLTC is not responsible for the privacy practices of such Web sites. Inclusion of links to an outside web site, whether in an advertisement or content area of FHFLTC 's Web site, is not an endorsement of the Web site or a guarantee that the information it contains is accurate.

Public Forums
This site makes list servers and Web forums available to its users. Any information that is disclosed in these areas becomes public information, and you should exercise caution when deciding to disclose personal or business information.

This site uses physical, electronic and managerial procedures to protect information collected online including firewalls to protect the loss, misuse and alteration of the information under our control. The use of these security measures is not a guarantee that information supplied over the Internet will not be intercepted.

Choice/Opt-Out or Corrections/Updates
Users of our Web site have the opportunity to opt-out of receiving communications from us and our partners. If you no longer wish to receive any future communications or need to change or modify information previously provided.

    1.You can send an e-mail to
    2.You can call the following telephone number: 407.657.2800.

Change in Terms of Privacy
FHFLTC reserves the right to alter its privacy policies. Any changes to the policy will be posted on this page.

This site is controlled and operated by FHFLTC from its offices within the United States. FHFLTC makes no representations that materials, information, or content available on or through this site are appropriate or available for use in other locations, and access to them from territories where such materials, information, or content are illegal is prohibited. Those who choose to access this site from other locations do so on their own volition and are responsible for compliance with applicable local laws.

Site Content
You may access, download and print materials on this Web site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web site without first obtaining written consent from FHFLTC. Furthermore, you may not use the materials found on this Web site on any other Web sites or in a networked environment without first obtaining written consent from FHFLTC.

All materials on this site (as well as the organization and layout of the site) are owned and copyrighted by the Financial Health and Fitness Literacy and Training Center. © Copyright Financial Health and Fitness Literacy Training and Coaching Center (FHFLTC) 2009. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this site is permitted without the written permission of the FHFLTC.

Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, please contact the following:

2290 N. Ronald Reagan Blvd, Suite 156
Longwood, FL 32750
Phone: 407-657-2800
Fax: 321-972-6843